Stripe vs CopeCart US

Stripe vs CopeCart US

Stripe vs CopeCart US

What's the Difference?

Sell more. Grow faster. Without bureaucratic chaos.

Digital entrepreneurs like coaches and course creators achieve higher conversions with CopeCart US through flexible financing options. Learn how Stripe and CopeCart US offer two completely different payment solutions.

Digital entrepreneurs like coaches and course creators achieve higher conversions with CopeCart US through flexible financing options. Learn how Stripe and CopeCart US offer two completely different payment solutions.

CopeCart US Provides Complete Payment Infrastructure

CopeCart US Provides Complete Payment Infrastructure

CopeCart US uses a Merchant of Record (MoR) model to provide an all-in-one solution for payments, billing, and US sales tax compliance—built specifically for digital entrepreneurs, coaches, and course creators.

CopeCart US uses a Merchant of Record (MoR) model to provide an all-in-one solution for payments, billing, and US sales tax compliance—built specifically for digital entrepreneurs, coaches, and course creators.

Stripe is a Payment Processor

Stripe is a Payment Processor

Stripe's software and APIs enable companies from any industry to accept payments and send payouts. Direct competitors include PayPal, Adyen, and GoCardless.

Stripe's software and APIs enable companies from any industry to accept payments and send payouts. Direct competitors include PayPal, Adyen, and GoCardless.

All-in-One Platform with No Hidden Costs

When using Stripe as a payment processor, you'll need additional tools for subscription management, invoicing, sales tax, and more. You have to purchase and integrate separate solutions.


CopeCart US provides all the tooling in one platform and takes care of back-office admin: US sales tax compliance, chargebacks, invoicing, and customer support. No extra fees, no hidden costs, no monthly base fee.

Instant US Tax Compliance

Instant US Tax Compliance

Instant US Tax Compliance

Stripe Tax automatically calculates tax rates on your transactions—but you remain liable and still need to register, file, and remit your own taxes. You must register in each relevant state and manage the filings yourself.

CopeCart US as Merchant of Record handles complete tax compliance: We collect and remit US sales taxes so you don't have to worry about it. The tax liability sits with us, not with you.

From a CopeCart customer call: "We collect and remit any US-based sales taxes, so our vendors don't have to actively worry about that."

Stripe Tax automatically calculates tax rates on your transactions—but you remain liable and still need to register, file, and remit your own taxes. You must register in each relevant state and manage the filings yourself.

CopeCart US as Merchant of Record handles complete tax compliance: We collect and remit US sales taxes so you don't have to worry about it. The tax liability sits with us, not with you.

From a CopeCart customer call: "We collect and remit any US-based sales taxes, so our vendors don't have to actively worry about that."

Higher Conversions Through Buy Now, Pay Later

Higher Conversions Through Buy Now, Pay Later

Higher Conversions Through Buy Now, Pay Later

Stripe offers limited access to BNPL options with typical approval rates of 40-47%.


CopeCart US provides direct access to multiple BNPL solutions:

  • PayVa: 97% approval rate, financing up to $20,000, works with credit scores from 520-850

  • Klarna: For purchases up to $10,000 with longer term options

  • Affirm: Flexible installment options

  • Afterpay: Ideal for amounts under $4,000

  • PayPal: Buy Now, Pay Later integration


These higher approval rates mean more closed sales—especially on high-ticket offers. Vendors consistently report that the extra conversions from BNPL options more than offset any difference in processing rates.

Scale Quickly Without Extra Developer Work

Scale Quickly Without Extra Developer Work

Scale Quickly Without Extra Developer Work

With Stripe, your developers need to integrate and maintain all the necessary tools to support your subscriptions, taxes, invoicing, and SaaS metrics.


CopeCart US is an all-in-one solution: Smart Analytics with 46 KPIs, automatic invoicing, installment payments, affiliate management, and the Phone Deal Closer tool for live sales calls. Your team can focus on your product instead of payment infrastructure.

Compare

Why CopeCart

Why CopeCart?

Comparison at a Glance

Comparison at a Glance

Core Features

Model

Merchant of Record (Reseller)

Payment Processor

US Tax Compliance

CopeCart handles it

You're liable

BNPL Approval Rate

Up to 97% (PayVa)

40-47%

Dedicated Account Manager

Yes (for high-volume vendors)

No

Own Stripe Account Required

No

Yes

Monthly Base Fee

None

Varies

Chargeback Handling

CopeCart handles it

You handle it

Let's Plan Your Migration Together

Let's Plan Your Migration Together

From subscription billing and global payments to simplified invoicing and US compliance, CopeCart US has everything you need to scale your digital business.

From subscription billing and global payments to simplified invoicing and US compliance, CopeCart US has everything you need to scale your digital business.

Trustpilot Logo
4.4 Sterne auf Trustpilot

4.5 excellent

OMR Logo

4.6 OMR Reviews

SCALING AWARDS

Designed to celebrate growth

CopeCart Dashboard Mobile
CopeCart Dashboard Mobile
CopeCart EInzahlungs Notification
CopeCart EInzahlungs Notification
CopeCart EInzahlungs Notification
CopeCart EInzahlungs Notification
CopeCart EInzahlungs Notification
CopeCart EInzahlungs Notification
CopeCart EInzahlungs Notification
CopeCart EInzahlungs Notification
Apple AppSore Logo
Google Play Store Logo

Let's Plan Your Migration Together

From subscription billing and global payments to simplified invoicing and US compliance, CopeCart US has everything you need to scale your digital business.

Trustpilot Logo
4.4 Sterne auf Trustpilot

4.5 excellent

OMR Logo

4.6 OMR Reviews

SCALING AWARDS

Designed to celebrate growth

CopeCart Dashboard Mobile
CopeCart EInzahlungs Notification
CopeCart EInzahlungs Notification
CopeCart EInzahlungs Notification
CopeCart EInzahlungs Notification
CopeCart EInzahlungs Notification
CopeCart EInzahlungs Notification
Apple AppSore Logo
Google Play Store Logo